June, 2013
Ms-422 : Bank Financial Management
1. Discuss the techniques used for financial analysis of banks. Explain the specific ratios used for analysing the financial performance of banks.
2. What do you understand by 'Owned Funds of Banks' ? Explain the different types of 'Reserves and Surpluses' as are shown in a bank's balance sheet.
3. What do you understand by the cost of funds for banks ? Discuss how do the changes in bank rate, refinance rate, call money rate and Repo rate affect the cost of funds for the banks.